Loans

Personal Loan Products

You can relax because we make it easy for you to have the life you want. Our experienced lenders can help you with the purchase of Cars, RVs & Campers, Motorcycles & Sports Vehicles, Boats and any form of transportation. Other personal loans may include: debt consolidation, remodeling, storm shelters and handling everyday expense needs.

All you need to bring when applying for a loan is:

  • 2 forms of ID
  • Completed loan application (the lender can help you at the bank)
  • Other information may be needed depending on the type of loan.

CD/Savings Secured Loan

If you have a First National Bank & Trust Co. CD or savings account, you can use it as collateral for a loan – meaning you get a lower annual percentage rate without touching your savings.

Why get a CD/Savings Loan?

  • Immediate Funding – you’ll know if you qualify for the loan within minutes, and usually have the funds the same business day
  • Simple application – you won’t have to deal with a complicated application
  • Fixed term, fixed rate – you know exactly how much you’ll pay each month, making it easy to budget
  • Build your credit

StormSafe Loan

StormSafe

  • Borrow $5,000 max at 2.9% interest (APR: 2.899%) for up to 36 mos.
  • No Fees.
  • With these terms, your payment would be $147.39.
  • Available to qualified homeowners in FNBT’s service areas in the following counties: Oklahoma, Canadian, Cleveland, McClain, Grady, and Caddo.
  • With approved credit and a quote from a certified storm shelter vendor. (Don’t know any? We can suggest reputable vendors.) See a loan officer for all terms and conditions.
  • Expires 12.31.21.

Schedule an appointment with your local FNBT lender.

or 405-224-2200