Checking & Savings

Commercial Accounts

Your business is unique. We realize this and provide a variety of business products and services for you to choose from. If you have any questions, call us at 405-224-2200.


Commercial Checking

Whether you are just starting a business, or looking for new ways to manage your cash flow, Business Checking may be the right account for you. Business checking is ideal for corporations, sole proprietorships, partnerships and other businesses.

  • $100.00 to open account
  • $7.00 maintenance fee plus $.10 per item
  • $ .02 earnings credit for each $100.00 of average daily balance
  • Monthly statement with check images

Commercial Budget Checking

This account is designed for those businesses who write a small number of checks per month.

  • $100.00 to open account
  • $ .25 per check maintenance fee

Commercial Interest Checking Account

Please visit with a MultiBanker.


At First National Bank & Trust we understand the importance of saving for the future and for unexpected emergencies. Whether you are just starting out or saving for something specific, we have a savings account to help you reach your goals!

Commercial Savings Account

Our regular savings account is the perfect savings account for your day-to-day needs and a great way to set aside a little something for a rainy day!

  • $5.00 to open account
  • 6 free withdrawals per quarter ($2.00 each thereafter)
  • $1.85 fee for paper statement if the average balance is less than $5,000. E-Statements are free.
  • $3.00 service charge per quarter for average balance of less than $100
  • Interest bearing*

* If you close your interest bearing account, any interest accrued, but not yet paid, is forfeited.

or 405-224-2200