Credit Cards

FNBT World Mastercard

Your Bank. Your Card.

The MasterCard World Card is everything you need in one convenient card. Earn one point for each dollar you spend, up to 10,000 points per month, and redeem anytime – for anything you choose, with no annual fee! It’s the only card you need for everything you need to do.

Consumer
Benefit
Mastercard
World
Mastercard
Platinum – Low Rate
Visa Platinum
Preferred Point RewardsIncludedOptionalOptional
Mobile Payments
Airport Concierge
Rental Car Insurance
Identity Theft Protection
Global Service
Cell Phone Protection
Travel & Lifestyle Services
One Fine Stay
Postmates
Shoprunner

FNBT World Mastercard

Your Bank. Your Card.

The MasterCard World Card is everything you need in one convenient card. Earn one point for each dollar you spend, up to 10,000 points per month, and redeem anytime – for anything you choose, with no annual fee! It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Personal Card –World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees
Other fees may be charged, these fees are listed on the downloadable application.


Preferred Points Rewards
Earn one point for each dollar spent, up to 10,000 points per month. Redeem anytime for a wide variety of options including cash back, travel, merchandise, retail gift cards, and much more.

Mobile Payments
Use your compatible Apple or Samsung device to shop and check out wherever mobile payment logos are displayed. 

Airport Concierge
Enjoy savings on Airport Meet and Greet Services. Arrange for a dedicated Meet and Greet Agent at over 700 airport destinations worldwide. 

Rental Car Insurance
Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.

Identity Theft Protection
Be protected with ID Theft Resolution Services including online identity monitoring, resolution services, credit bureau monitoring and more. 

Global Service
Provides 24-hour global assistance with lost or stolen card replacement and emergency cash.

Cell Phone Protection
Cell phone coverage for your personal cell against damage or theft provided you charge your monthly Cellular Wireless Bill to your credit card.

Travel & Lifestyle Services
Access to a suite of benefits, amenities and upgrades including premium travel offers from best-in-class travel companies. Take advantage of Mastercard’s lowest hotel rate guarantee and hotel stay guarantee.

One Fine Stay
Access to over 10,000 high-end rental homes around the world. Receive a discount on all stays and free WiFi and a complimentary cell phone to use during your stay with free data and local calls.

Postmates
Food, drinks and groceries available for delivery for pickup in over 650 cities across the U.S. and Mexico! Save time and money shopping.

Shoprunner
Free 2-day online shipping and returns at over 140 stores including Neiman Marcus, American Eagle, Calvin Klein, 1-800-Flowers, and more.

Certain restrictions apply to each benefit listed. Benefits are detailed in the application benefits brochure provided with new and reissued credit cards. 

To Apply Now

Download the consumer form today to get started!

Contact a MultiBanker or visit your local FNBT bank today for more information.

*Use your new card each month during the first three months after receipt and earn 1,000 free bonus points each month!

1 Please see application for information about current APRs and fees.