Fee Schedule – Other Charges
(Standard charges / fees apply to all savings and checking accounts)
As of May 27, 2020
Account Research/ Reconciliation | $25 per hour |
ATM, Foreign ATM for Noncustomers | $3 |
ATM, Foreign ATM for Customers | $1.50 |
International Surcharge | Varies |
Cashier’s Checks | $5 |
Charge-Off, Reopen Account | $25 |
Check Cashing, Noncustomers | $10 or 2.5% (greater) |
Check, Image | $1 |
Item Returned, Chargeback Fee to Commercial Account | $7.50 |
Item Returned, Chargeback Fee to Personal Account | $5 |
Item Returned, Greater than $5000 | $5 |
Overdraft Fee | FNBT 360 $25, Other $28 |
Returned Item Fee | FNBT 360 $25, Other $28 |
Item Returned, Reprocessed Fee | $5 |
Check Substitute | $5 |
Closing Account | Less than 90 days/$25 |
CoinCount Machine | 9% fee to non customers |
Coin Wrapping | $0.15/roll |
Collections – Customers In/Out | $17 |
Collections – Noncustomers | $25 |
Compliance Fee | $150/mo. |
Copies (photo copies) | $0.25/ea |
Debit Card, Change PIN | $5 |
Debit Card, Replacement | $7.50 |
Debit Card, Inactive | 6 mo./$2.50 |
Debit Card, Reactivation | $5 |
Dormant/Inactive Accounts | $5/mo |
Electronic Transfer/NSF Transfer | $6 |
Faxes for Noncustomers | $5 first page, then $1/page |
HSA/IRA Set Up | $10 |
HSA Monthly | $1 |
IRA Annual | $10 |
Indemnity for Lost Cashier’s Check | $30 |
Letter of Credit | 3% per year |
Levy/Garnishment | $50 |
Money Orders | $3 |
Night Depository Service | $2.50/mo. |
Night Depository Bag | $20 |
Night Depository Key | $5 |
Notary Public for Noncustomers | $5 |
Online Bill Pay (fee assessed after 3 months of inactivity) | $3/mo |
Returned Mail/Email Fee (address research) | $5 |
Safe Deposit Box Replacement Key | $10 |
Savings Withdrawals | 6 Free, then $2 /ea |
Savings, Paper Statement Fee (balance under $5k | $1.85 |
Savings, Balance Requirement Fee (avg. balance under $100) | $3 |
Special Handling Accounts | $5 |
Statement Hold for Pick Up | $5 |
Statement Mailed Duplicate | $5 |
Statement on USB | $15 |
Statement: Printout of Current Activity | $1 /page |
Stop Payment Fee on Money Order | $30 |
Stop Payment Fee | $30 |
Telephone Fund Transfers, Voice | $2 |
Temporary Checks | $1 /page (4 Checks) |
Verification of Deposit | $10 |
Wire Transfer, Domestic Outgoing | $15 |
Wires, Domestic Incoming | $10 |
Wire, International | In $25, Outg$45 |
Zipper Bags | Small $5 / Large $10 |