Fee Schedule – Other Charges
(Standard charges / fees apply to all savings and checking accounts)
As of May 27, 2020
| Account Research/ Reconciliation | $25 per hour |
| ATM, Foreign ATM for Noncustomers | $3 |
| ATM, Foreign ATM for Customers | $1.50 |
| International Surcharge | Varies |
| Cashier’s Checks | $5 |
| Charge-Off, Reopen Account | $25 |
| Check Cashing, Noncustomers | $10 or 2.5% (greater) |
| Check, Image | $1 |
| Item Returned, Chargeback Fee to Commercial Account | $7.50 |
| Item Returned, Chargeback Fee to Personal Account | $5 |
| Item Returned, Greater than $5000 | $5 |
| Overdraft | Fee FNBT 360 $25, Other $28 |
| Returned Item Fee | FNBT 360 $25, Other $28 |
| Item Returned, Reprocessed Fee | $5 |
| Check Substitute | $5 |
| Closing Account | Less than 90 days/$25 |
| CoinCount Machine | 9% fee to non customers |
| Coin Wrapping | $0.15/roll |
| Collections – Customers In/Out | $17 |
| Collections – Noncustomers | $25 |
| Compliance Fee | $150/mo. |
| Copies (photo copies) | $0.25/ea |
| Debit Card, Change PIN | $5 |
| Debit Card, Replacement | $7.50 |
| Debit Card, Inactive | 6 mo./$2.50 |
| Debit Card, Reactivation | $5 |
| Dormant/Inactive Accounts | $5/mo |
| Electronic Transfer/NSF Transfer | $6 |
| Faxes for Noncustomers | $5 first page, then $1/page |
| HSA/IRA Set Up | $10 |
| HSA Monthly | $1 |
| IRA Annual | $10 |
| Indemnity for Lost Cashier’s Check | $30 |
| Letter of Credit | 3% per year |
| Levy/Garnishment | $50 |
| Money Orders | $3 |
| Night Depository Service | $2.50/mo. |
| Night Depository Bag | $20 |
| Night Depository Key | $5 |
| Notary Public for Noncustomers | $5 |
| Online Bill Pay (fee assessed after 3 months of inactivity) | $3/mo |
| Returned Mail/Email Fee (address research) | $5 |
| Safe Deposit Box Replacement Key | $10 |
| Savings Withdrawals | 6 Free, then $2 /ea |
| Savings, Paper Statement Fee (balance under $5k | $1.85 |
| Savings, Balance Requirement Fee (avg. balance under $100) | $3 |
| Special Handling Accounts | $5 |
| Statement Hold for Pick Up | $5 |
| Statement Mailed Duplicate | $5 |
| Statement on USB | $15 |
| Statement: Printout of Current Activity | $1 /page |
| Stop Payment Fee on Money Order | $30 |
| Stop Payment Fee | $30 |
| Telephone Fund Transfers, Voice | $2 |
| Temporary Checks | $1 /page (4 Checks) |
| Verification of Deposit | $10 |
| Wire Transfer, Domestic Outgoing | $15 |
| Wires, Domestic Incoming | $10 |
| Wire, International | In $25, Outg$45 |
| Zipper Bags | Small $5 / Large $10 |