AllPoint ATM Network

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Over 55,000 surcharge‑free ATMs worldwide

What does the Allpoint Network mean for you?

Take a look!
The First National Bank & Trust Co. debit card holders now have access to over 55,000 surcharge-free Allpoint Network ATM locations around the world*. In fact, one out of every 12 ATMs in the U.S. now participates in the Allpoint Network. This means your cash is never far away! Plus, Allpoint+ ATM locations help you load cash to participating accounts.

Here are just a few participating retailers with Allpoint ATMs:

  • Target™
  • CVS Pharmacy™
  • Walgreens™
  • Casey’s™
  • Circle K™
  • Many, many more!

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How do you find an Allpoint ATM near you?
Finding an Allpoint ATM is easy! Access to Allpoint’s directory can be found on the Allpoint Locations page.

What is the Allpoint Network?

The Allpoint Network is a surcharge-free network of ATMs with over 55,000 locations throughout the United States, Canada, Mexico, Puerto Rico, the United Kingdom, and Australia. International ATM Withdrawals may be subject to an International Transaction Service Charge. 

What retailers can I find Allpoint Network ATMs?

You can find Allpoint Network ATMs in over 55,000 retail locations around the world, including over 40,000 in the United States at these retailers:

•    Target®
•    CVS Pharmacy®
•    Walgreens®
•    Safeway®
•    Casey’s®
•    Costco Wholesale®

*Not all retail locations participate in every market. Visit the Allpoint Locations page to be sure the location is surcharge-free.

Are there any fees for using Allpoing Network ATMs?

Around the world at Allpoint Network ATMs, FNBT will not charge debit card holders an ATM Withdrawal Fee, and there is no ATM Surcharge Fee assessed. International ATM Withdrawals may be subject to an International Transaction Service Charge. 

What should i do if I’m charged for using an Allpoing ATM?

Contact The First National Bank & Trust Co. at 405-224-2200.

What is AllPoint+

Allpoint+ expands the Allpoint surcharge-free cash withdrawals you know to include cash deposits at select locations. Allpoint+ brings the power of the branch to your local store.

Deposit access is made available through your financial service provider. If your account supports Allpoint+ deposits, your deposit options will be displayed when you start an ATM transaction.

I went to the retailers you listed, but the ATM looked like it was owned by another bank – will that bank charge me for using the machine?

Many Allpoint Network machines look like they are operated by other banks or credit unions; however, all ATMs listed on the Allpoint locator are part of the Allpoint Network and are surcharge-free for Allpoint cardholders. Just look for the Allpoint sticker on the lower part of the ATM.

The surcharge screen appeared when I attempted a transaction – will I get charged a fee?

No – the surcharge screen is there to notify customers of other institutions that are not participating in the Allpoint Network. Just press “Yes” to accept the fee and continue with your transaction. Allpoint cardholders won’t be charged.

*International ATM withdrawals may be subject to the International Transaction Service Charge. See the #### provided at account opening for more information.

*Allpoint ATMs are completely free for our account holders. Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks.