First National Bank & Trust Co. is the oldest bank in Grady County. Founded in 1892, it now serves customers across Oklahoma, America, and in five other countries. FNBT also is the oldest business enterprise in Grady County, according to Grady County Historical Society Records.

For strength, security and reliability, FNBT is rated 5 Stars for 2019 by Bauer Financial, a leading national financial ratings firm.

Our employees are owners . Among all banks in our service area, FNBT offers the only Employee Stock Ownership Program wherein bank employees become stockholders.

FNBT is ranked a Five Gold Bar Institution by Seifried & Brew , one of the nation’s leading accounting firms. FNBT earned this rating among banks within the S&B Top 15 th Percentile of Community Banks. In its announcement, S&B said, “This is no small feat considering that FNBT not only survived the financial crisis but actually thrived.” To gain this distinguished rating, the bank demonstrated exemplary performance of balancing risk and reward based on the bank’s S&B Total Risk/Return Composite Ranking.

FNBT is one of the few banks in the region to earn the highest scores possible under the federal Community Reinvestment Act – precisely for the way we reinvest in our communities.

Customers have voted FNBT the “Best Bank” in media surveys in Chickasha, Mustang and Blanchard at least seven times since 2013.

One of the first banks in Oklahoma to consider a mobile society in its business plan, FNBT designed and built a drive-up teller booth in the 1950s that literally popped up hydraulically from the sidewalk, offering curb service to automobile traffic. Bank lore says we offered Oklahoma’s first drive-up tellers.